Kotak Mahindra Bank Limited has reported Consolidated financial results for the period ended December 31, 2024.
Financial Results (Q3 FY2025) - QoQ Comparison
The company has reported total income of Rs. 23945.79 crores during the period ended December 31, 2024 as compared to Rs. 26880.02 crores during the period ended September 30, 2024.
The company has posted net profit / (loss) of Rs. 4701.02 crores for the period ended December 31, 2024 as against net profit / (loss) of Rs. 5044.05 crores for the period ended September 30, 2024.
The company has reported EPS of Rs. 23.64 for the period ended December 31, 2024 as compared to Rs. 25.37 for the period ended September 30, 2024.
| Total Income | ₹ 23945.79 crs | ₹26880.02 crs |  -10.92% | | Net Profit | ₹4701.02 crs | ₹5044.05 crs | -6.80% | | EPS | ₹23.64 | ₹25.37 | -6.82% |
Financial Results (Q3 FY2025) - YoY Comparison
The company has reported total income of Rs. 23945.79 crores during the period ended December 31, 2024 as compared to Rs.24083.15 crores during the period ended December 31, 2023.
The company has posted net profit / (loss) of Rs.4701.02 crores for the period ended December 31, 2024 as against net profit / (loss) of Rs.4264.78 crores for the period ended December 31, 2023.
The company has reported EPS of Rs.23.64 for the period ended December 31, 2024 as compared to Rs.21.46 for the period ended December 31, 2023.
| Total Income | ₹ 23945.79 crs | ₹24083.15 crs | -0.57% | | Net Profit | ₹4701.02 crs | ₹4264.78 crs |  10.23% | | EPS | ₹23.64 | ₹21.46 | 10.16% |
Financial Results (9 Months Ended FY2025) - YoY Comparison
The company has reported total income of Rs.75901.68 crores during the 9 Months period ended December 31, 2024 as compared to Rs.66366.58 crores during the 9 Months period ended December 31, 2023.
The company has posted net profit / (loss) of Rs.17193.23 crores for the 9 Months period ended December 31, 2024 as against net profit / (loss) of Rs. 12876.01 crores for the 9 Months period ended December 31, 2023.
The company has reported EPS of Rs.86.48 for the 9 Months period ended December 31, 2024 as compared to Rs.64.79 for the 9 Months period ended December 31, 2023.
| Total Income | ₹75901.68 crs | ₹66366.58 crs | 14.37% | | Net Profit | ₹17193.23 crs | ₹ 12876.01 crs | 33.53% | | EPS | ₹86.48 | ₹64.79 | 33.48% |
Asset Quality:
| Gross NPA | ₹7218.17 crs | ₹6834.74 crs | ₹6981.15 crs | | Gross NPA % | 1.51% | 1.48% | 1.68% | | Net NPA | ₹2070.42 crs | ₹2066.51 crs | ₹1487.03 crs | | Net NPA % | 0.44% | 0.45% | 0.36% |
Gross NPA was at ₹ 7218.17 crs in Q3 FY2025 against ₹ 6981.15 crs in Q3 FY2024. The same was at ₹ 6834.74 crs in Q2 FY2025.
Net NPA was at ₹ 2070.42 crs in Q3 FY2025 against ₹ 1487.03 crs in Q3 FY2024. The same was at ₹ 2066.51 crs in Q2 FY2025.
GNPA was at 1.51% of Gross advances as on December 31, 2024 as compared to 1.68% as on December 31, 2023 and 1.48% as of September 30, 2024.
Net NPA was at 0.44% of Gross advances as on December 31, 2024 as compared to 0.36% as on December 31, 2023 and 0.45% as of September 30, 2024.
| RoA % | 0.58% | 0.64% | 0.62% | CAR (BASEL III) % | 22.79% | 22.61% | 19% |
Return on Average Assets (RoA) is at 0.58% for Q3 FY2025 against 0.64% in Q2 FY2025 and 0.62% in Q3 FY2024.
In Q3 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 22.79%, as compared to 22.61% in Q2 FY2025 and 19% in Q3 FY2024.
Shares of Kotak Mahindra Bank Limited was last trading in BSE at Rs. 1758.65 as compared to the previous close of Rs. 1805.25. The total number of shares traded during the day was 23304 in over 1485 trades.
The stock hit an intraday high of Rs. 1799.20 and intraday low of 1748.55. The net turnover during the day was Rs. 41226520.00. |
